Do you need help paying for your Medicare out-of-pocket costs? Medicare Part A and Part B provides hospital and medical coverage, but you may have to pay certain out-of-pocket costs to receive your care. For example, if you visit your doctor, you may have to pay the Part B deductible, Part B coinsurance and possibly Part B excess charges. These Medicare expenses can quickly add up.
Get help paying for your Medicare deductibles, copayments and coinsurance.
If you’re 65 years old and enrolled in Medicare Parts A and B, you can apply for Medicare Supplement insurance. Even though Medicare beneficiaries can enroll in a Medicare Supplement plan at any time of the year, the best time to do so is during an open enrollment period that occurs within 6 months of your 65th birthday. That is when you can apply for a Medicare Supplement policy without having to answer health questions and can lock in the best rate.
Medicare supplement insurance may be right for you...
Want to keep your own doctors? That’s fine. With Medicare supplement insurance, you can see any health care provider that accepts Medicare patients. You won’t need to find network providers or get referrals to see specialists. Don’t always stay in one state? Feel free to roam. Your Medicare supplement insurance covers your health care needs anywhere in the United States. You can visit family and friends without worrying. Planning a trip outside of the country? Travel with confidence. Most Medicare supplement insurance covers health care even when you’re traveling outside the country. (Benefit is subject to a $250 deductible, 20% coinsurance and a lifetime maximum of $50,000.) Worry your coverage could be cancelled? Feel confident with Medicare supplement insurance, because your policy cannot be cancelled due to health, number of claims, or other reasons. As long as your premiums are paid on time, you can keep your coverage for life. Your coverage can never be canceled due to age, health or number of claims as long as there has been no material misrepresentation.
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